--- In LivingInThePhilippi
<ogergree@..
>
> --
> I,m in blue cross but my wife is in P.health and didnt know that
the
> cover was so low
> Problem is that firms like British Ex Pats wont cover after 65 yrs.
> and BC charge extra up to 75 and then I believe they dump you
> The problem with the Philhealth office is that one has to Queue
for hours
>
>
> Gerry
>
>
>
>
>
>
>
>
>
>
> - In LivingInThePhilippi
wrote:
> >
> >
> > List Guide note: Somone wrote some where else. . ..
> >
> > I am running myself ragged. My GF's mom (74 yrs old) is
constanly in
> > need of medical care. We send $100 a month for her meds. I
recently
> > found out that her Philhealth plan only pays 20% of her costs.
Every
> > so often another "emergency" rears it's ugly head and we get a
call
> > for more money. I'm wondering if we can pay for the
best "Philhealth"
> > plan available and thereby cut the out of pocket expenses.
> > Currently the cheapest plan is 100 pesos a month. IF possible,
I'd
> > rather pay 500 pesos a month and have her *co-pay* go from 80%
to 20%.
> > Sure makes sense to pay 500 pesos on a premium and send her 4500
> > pesos for the meds and other out of pocket expenses.
> >
> > I've gone to the Philhealth website and looked at the various
plans
> > that are offered. I found a good plan but I can't find a
premium cost
> > associated with the plan. I have been on the phone for the last
7
> > hours (8 am to 3 pm PI time & calling from Hawaii) trying to
contact
> > someone there. That's where the fustration sets in. The lines
are
> > almost always busy. On the three times I got through I received
a
> > recorded message. On two occasions I pressed two for enrollment
and
> > once I hit zero for the operator. The extension rings, no one
picks
> > up and it disconnects. (How do the locals deal with this?Huh)
> >
> > So here's is my query for the enlighten ones: Can I buy and
> > "upgraded" *Philhealth* plan for mama and how much? Also, does
> > anyone know a "magic" number (I'm calling 673-9999 & 673-3754)
that I
> > can call to get to a real live person at Philhealth to answer my
> > question?
> >
> > DJ
> > Hawaii
> >
>
To DJ: Dont know much about health care here, but, the phone system
my heart goes out to you, this has happened to me so many times I
can not count them. When you do get thru, if they dont know the
answer they just hang up on you. These people are the rudest in the
world when it comes to telephones and getting information perhaps
that is why service in the U.S. is getting worse, they are probably
hiring these same OFW for U.S. govt service, I really noticed that
everthing in the world is getting worst, is this just a generally
dumb generation. I will pray that you find coverage for your mother
in law. Now a days if I can not find the answer myself I just give
up give it to the higher power. Lots of luck........
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